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Definition of Debt Consolidation -- the taking out of one loan to pay off many others. This is often done to secure a lower interest rate, secure a fixed interest rate or for the convenience of servicing only one loan. It can simply be from a number of unsecured loans into another unsecured loan, but more often it involves a secured loan against an asset that serves as collateral. (Read the articles below to learn more.)

List of Debt Consolidation articles as of May 05, 2011...


Debt Management: Why the Critics are Wrong

by BMA Editorial Team 3

In choosing a debt management provider, you should consider different factors. Enumerated below are useful tips on how to choose a firm that may bring you closer to financial comfort and eventually debt freedom.

Consolidating Bad Credit as a Renter

by BMA Editorial Team 3

Hundreds of companies have been started that provide ways for people to invest and save their money at a certain price. Many of these companies also give out loans to customers who need to borrow money at some point in their lives.

The Realities of Bad Credit Debt Consolidation

by BMA Editorial Team 3

There are some companies who legitimately want to help people with bad credit consolidate their debt. These companies usually charge a reasonable up-front fee, avoid making extravagant claims and will offer professional references upon request.

Payday Loan Debt Consolidation: Payoff Your High Interest Debts

by BMA Editorial Team 3

Payday loan debt consolidation is a financial solution. For those who are under debt burden. This loan will make your way easier by repaying your debt in time. This loan is perfect for those who have taken frequent payday loans, without repaying it on the time.

Debt Settlement: How It Can Help You

by BMA Editorial Team 3

Unfortunately, there happens to be a great deal of untruths to be found, regarding the process of debt settlement, and if you're considering this route it's important to be well-informed and aware of the facts.

Instant Bad Debt Consolidation: Benefits and Advantages

by BMA Editorial Team 3

As the popularity of this service increases, companies who are offering this service are growing in large numbers. The features of their services that they offer vary, but most of them are offering it in even as fast as twenty four hours.

Debt Solutions that Won't Break the Bank

by BMA Editorial Team 3

Debt solutions are available today that are effective and won't break the bank, piggybank or otherwise. You probably do not remember how easy it was to get your first credit card or loan.

IRS Debt Settlement Through Penalty Abatement

by BMA Editorial Team 3

One of many debt settlement programs by the Internal Revenue Service, penalty abatement is basically the IRS forgiving you of any penalties you have incurred and added to your tax debt over a period of time.

What You Can Expect from a Debt Settlement Service

by BMA Editorial Team 3

Debt reduction services are organizations that help you get out of debt by reducing the amount of debt that is owed on an account through a negotiation process with the lender.

What Documentation Do I Need to File for an OIC Debt Settlement?

by BMA Editorial Team 3

Filing an OIC IRS debt settlement can require a lot of both paperwork and legwork to accomplish. And the reason why the IRS makes this so difficult is that they want to make sure that the tax debt relief goes to the people who really need it.

Get Out of Debt: A How To

by BMA Editorial Team 3

It is possible to get out of debt these days. It just takes hard work, professional help, and determination. Yet it can be done. The following are recommended steps to get out of debt beginning today.

Will You Be Debt Free This Year?

by BMA Editorial Team 3

Will this be the year that you pay off your consumer debt? If you have debt, that should be your intention. Debt is something that will ruin your health, ruin your relationships and keep you marking time with your life.

Debt Consolidation and Important Facts You Should Consider

by BMA Editorial Team 3

One of the major methods provided is loan consolidation of all obligations into one single loan and single monthly payment. The problem with all the hype is that sometimes free consolidation advice is worth exactly what you paid for it!

Debt Consolidation: The Benefits and Pitfalls

by BMA Editorial Team 3

As everyone knows, it's not hard to get into debt. All it really takes is one emergency or one forgotten payment. The issue is, once you get in, it can be hard to get out...

How to Pay Off Debts and Enjoy Your Golden Years

by BMA Editorial Team 3

Financial planning and financial management are essential arts for you to enjoy life to the fullest. Borrowing money has become the order of the day. But of course, they also need to repay them and sometimes we see multiple loans being repaid at the same time.

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